Does Ikea Accept Affirm (2024)

FAQs

Does IKEA do Affirm or Afterpay? ›

Simply shop online and add items to your shopping bag and checkout as normal. At the checkout choose Afterpay as your payment method. First-time customers will need to register with Afterpay and provide payment details, and returning customers simply log in to make their purchase. It's that easy!

While shopping at any IKEA store location, we accept the following forms of payment: cash, Credit/Debit card purchases (Visa, Discover, American Express, Mastercard), IKEA gift card, Store return card, Apple Pay, and Google Pay.

Shop Now, Pay Later with Ikea Payment Plans

Shop seamlessly at Ikea using Sezzle's bill now pay later platform to become financially empowered with a user-friendly approach that fits your financial flow and ensures no surprises with Ikea payment methods.

Please note we don't accept Afterpay or Zippay. We do however offer interest free finance for purchases through HUMM.

Flexible payments

Split your purchase into four installments with Afterpay, giving you the freedom to manage your budget without interest or fees.

Over 190,000 merchants, including H&M, Adidas, IKEA, Expedia Group, Samsung, ASOS, Peloton, Abercrombie & Fitch, Nike and AliExpress, have enabled Klarna's innovative shopping experience online and in-store.

We offer a maximum of 3 installments for both private and business customers. We understand that sometimes you may need to split your invoice into several instalments to manage your financing more easily. In this case, you may want to consider an alternative financing service we offer - the IKEA Family Credit Card.

A fair credit score is needed for the IKEA Store Card. An adequate score alone won't guarantee your approval, though. You must have enough income, and the issuer will also look at your current debt obligations when processing your application.

Payments may also be declined due to lack of funds, suspicious activity, or if there were multiple order attempts within a 24-hour period. If the issue continues, please contact your bank for more details.

Yes, you can apply for finance through our website. We've made it even simpler for you to make your home truly yours, giving you more flexible ways to pay for your IKEA products at no extra cost.

Who does IKEA use for credit? ›

IKEA Projekt Credit Card Accounts are issued by Comenity Capital Bank. IKEA Visa® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc.

Ikea has launched a campaign that allows customers to buy with their time. As Ikea's stores are often located far from city centres, people spend a lot of time getting there. A new initiative from Ikea allows you 'Buy With Your Time' - with the time you've spent going to their stores.

humm is a Buy Now Pay Later service that lets you get what you need right now and pay back the balance in instalments. Like other Buy Now Pay Later services, humm allows customers to divide the cost of their purchases into smaller more manageable 'slices', which can be paid back interest-free.

Paying at IKEA.com

We accept all major credit cards and PayPal. You can also use an IKEA Visa Credit card or Projekt card, an IKEA Gift card or an IKEA Refund card when paying online.

To use Afterpay, you can download its free app and choose it as your payment method. While PayPal Pay in 4 is only available online, you can use Afterpay online or in-person at stores.

Although Affirm does not charge late fees, if you make a partial payment or have a late payment, it could affect your credit score or your ability to get approved for another loan. Afterpay does not charge interest or fees as long as you make all of your scheduled pay-in-four loan payments.

A fair credit score is needed for the IKEA Store Card. An adequate score alone won't guarantee your approval, though. You must have enough income, and the issuer will also look at your current debt obligations when processing your application.